什么是重置卡（banked reset）？

重置银行（reset banking）是 2026-06-11 加上的：Codex 更新日志写着 "rate-limit reset banking for Plus and Pro users, including one free reset at launch and referral invitations for earning more during the current promotion."。重置卡是促销性质；OpenAI Support 说它们 "aren't something you can normally purchase."

重置卡 "must be applied by you"，并且 "is consumed only when it successfully refreshes at least one eligible usage window. If there is nothing to reset, it remains available."。全局重置正相反：由 OpenAI 对所有人应用，"won't appear as a saved reset in Settings."。购买的即时重置在结账时生效，"cannot be saved for later."

"Banked rate-limit resets are usable for 30 days after they're granted"，而且 "Once an unused reset expires, it cannot be restored or reissued."。一个账号可以存多张：2026-06-28 Tibo Sottiaux 提到 "some users had stacked up to three banked resets already"。网页和手机端兑换是 2026-07-12 加上的，此前只有桌面 App 能兑换。

在出发板上，发放重置卡是一种 kind 为 banked 的信号：公告后 72 小时内状态翻牌显示「重置卡」（BANKED），提醒渠道的文案是「发放重置卡」而不是「全员重置」。它不会移动「上次重置」和「预计下次」，因为那两格只统计全员重置。你自己兑换那张卡是账号里的动作，出发板看不见。